BUY NOW, PAY LATER. Starting at 0% APR 
Affirm offers easy financing - without a catch. There are no gimmicks like deferred interest or hidden fees, so the total you see at checkout is always what you'll actually pay.
Paytomorrow offers flexible financing — no tricks. No hidden fees, no confusing terms, and no deferred interest. The total you see at checkout is the total you’ll pay — simple as that.
FAQ
What is Affirm?
Affirm is a “buy now, pay later” service that offers transparent, easy-to-understand payment plans. You’ll always see the total cost upfront — no surprises, ever.
What is Paytomorrow?
Paytomorrow is a financing option that lets you buy now and pay later through affordable monthly payments. It's quick to apply, with no hidden fees or prepayment penalties.
Will using Paytomorrow or Affirm affect my credit score?
Both services may perform a soft credit check, which doesn’t affect your credit score. In some cases, a hard check may be required, but you’ll be notified beforehand.
Are there any hidden fees or interest rates?
No. Both Paytomorrow and Affirm are upfront about all terms and costs. You’ll see your full payment plan before you confirm your order.